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Tag: finances

How “Sleeping in” Until 5:30 Costs us $300 a Month

How “Sleeping in” Until 5:30 Costs us $300 a Month

I really love the idea of small changes over time adding up to huge improvements later on in life. When we first started our journey towards better financial health way back during the 2008 financial crisis we made many small changes that reduced our spending, raised […]

Our Not-So-Frugal San Francisco Trip February 2019

Our Not-So-Frugal San Francisco Trip February 2019

Mr. Oscoey and I have always loved San Francisco. We went there once many years ago by ourselves for a whirlwind 18 hour trip and had always wanted to go back but never found the time or money. Last fall (while I was laid off […]

A Declaration of More Family Travel

A Declaration of More Family Travel

Travelling has always been something that we have wanted to do as a family but we have never actually done much of. Before we had the youngest we took 2-4 small trips a year spread between Oregon, the Washington Coast and Vancouver, BC for a weekend or so with a relatively tight budget. Our cheapest trip was probably the first one we took with our oldest and our two dachshunds (Oscoey’s namesakes) to Cannon Beach where we stayed for two nights for under $300.00. Our budget was very tight for so long that when we finally started having a little bit extra real travel was so far out of our minds we just continued to take the same trips until we had to take a break.

 

Oregon Coast
One of our last short coastal trip when our 5yo was just under a year.

Our younger kids also really enjoy a pretty set routine and traveling threw them way off so we decided to take a break until they were old enough to communicate better with us. It is much easier to find out what is bothering a three year old versus a one year old and waiting cut down on traveling with crying children which is not very fun.

 

Oregon Coast with Zoey.

We love the Oregon Coast and Portland. They are some of our favorite places to go and it is pretty easy to find pet friendly accommodations. We have not taken George yet but Zoey loves the beach and is like a puppy again running around in the sand. If you go slightly north or south of Cannon Beach and book kind of last minute you can usually find a decent Airbnb with a kitchen for a reasonable price. We are super frugal and cook our own meals when we are on these short weekend trips and that drastically cuts down on the cost. We basically spend in food for our trip exactly what we would have spent at home for groceries plus maybe $20 extra for special treats such as chips, a small amount of candy and maybe ice cream one night as a treat. You don’t have to spend a lot on food to make a trip special. Just buy something you wouldn’t normally buy and that makes it special in your kid’s eye. Hint: Pringles are never present in our house but I always buy a can before a beach trip and the kids love it!

 

Golden Gate Bridge

Our first big trip as a family (sadly without our oldest) was to San Francisco in February. We had been talking about going for a long time and then when we heard that Paine Field was opening up and that tickets were ridiculously cheap we decided to take the plunge. I was super nervous since it was the kids’ first plane ride but we ended up having an awesome time! Look for a future post on our not so frugal trip to San Francisco! The most important part about San Francisco was that it proved that we could finally start broadening our reach when it comes to travel. Our kids did great and although we were all exhausted the last day we came back with so many memories and it expanded our kids’ world so much I would do it again in a heartbeat. The shared experience of the trip was a huge bonding moment for our family and brought us out of the winter funk that we were in with the endless cycle of school, work and weekends filled with housework and birthday parties. None of those things are done alone as a whole family and spending several days alone together was priceless.

 

McNary National Wildlife Refuge.

This spring we took a short trip to Eastern Washington which is something we have wanted to do for several years but it never “worked out”. This year with my new determination to actually take some of the trips we have been talking about I decided we were just going to do it and see if it worked. The drive was about five hours for us which is the longest our kids have ever been in a car and I fully admit my expectations for the amount of crying we would endure were pretty dismal. Luckily our kids did pretty well. Our son was a little bit cranky for the last bit on the way home but otherwise he was able to sit still (with breaks) for the whole trip with minimal fussing which was a huge relief!

 

Columbia River

One of our stops was the Petrified Forest on the Columbia River. I was really excited to go hiking and explore but the weather ended up being really yucky and cold which we were not prepared for so we ended up walking around the visitor center for a little bit and then heading home. Our kids were tired from swimming that morning and not impressed with rocks that used to be trees but driving out there again would make an excellent day trip so we plan on going back at some point. We haven’t done a lot of exploring around our state with the younger two kids but several trips are definitely on our radar.

 

tulip fields
Tulip Fields in the spring.

We also made it out to the tulip fields this spring. We hadn’t been in a couple of years and I put it on our calendar so that we would remember. Usually we go to Roozengaarde but this year we ventured to Tulip Town since the owners are retiring and it may be the last year. Going to the tulip fields this year inspired me to start thinking about Holland as a travel option. We are a few years away from International travel (besides Canada) and I know it will take a while to plan so I am starting to gather ideas.

 

Overall our Declaration of More Travel has gone well. We are headed to Victoria, B.C. this summer and most likely will do our traditional beach trip at the end of the summer. I am already looking ahead towards Thanksgiving and Christmas break.  At some point this summer I want to sit down as a family and make a list of where we want to go in the next year. Bringing the kids in as part of the process makes it fun for them and I might even start talking about how to create a travel budget as part of our goal to have financially literate children and because our 5yo really, really wants to go to Hawaii and that is going to be a very expensive trip for sure!

 

I wish we hadn’t hesitated so much about taking our kids places but in reality the timing has worked out perfectly and I am really glad we are now becoming a family that travels, even if it is mostly free local day trips. Building memories doesn’t have to be expensive!

 

How are you getting your family out more and exploring your world?

 

A not so Brief Hiatus…Part 2

A not so Brief Hiatus…Part 2

A few months back I wrote my first post after going back to work (A not so Brief Hiatus) about the gap in blogging while I went back to work. I didn’t blog for eight months last time which was almost the entire length of […]

The Dreaded Lay-off…

The Dreaded Lay-off…

A little bit ago I was laid off from the job I started last spring. It was very sudden and shocking to me but the job was not going that great and if I had not had the most dreadfully awful week I probably would […]

A Not So Brief Hiatus

A Not So Brief Hiatus

About eight months ago I took a break from blogging. There were many reasons, the most pressing being a complete utter lack of time while trying to maintain balance with both Mr. Oscoey and I working full-time with small kids. To say it was difficult to balance everything is an understatement and I am very impressed with everyone who can keep their households running successfully with both parents working full-time! We were only semi-successful at keeping everything running smoothly but lots of corners had to be cut and the blog was one of the activities I had to drop in order to get at least a little bit of sleep every night. I do not function without a full night of sleep so going to bed on time was mandatory!

 

Weedy garden.
Gardening did not happen much this summer.

 

Oscoey was also discovered by some people in my real life through the magic of Instagram suggestions and I squeezed in some time to think about the direction I want to take with the blog and how much I want to reveal about our finances. On one hand I would love to be fully transparent about finances and put it all out there but I know that it would not work for the Oscoey household so I am going to try and reach a healthy medium. I am still not sure about how much we will reveal but look out for more Personal Finance posts in the next few months! I definitely want to follow up on our 2018 Financial Goals and lay out the direction we will head in 2019. Yes, I am already thinking ahead to 2019!

 

Raspberry ;picking
We fit in raspberry picking last minute but did not make jam this year.

 

I hope everyone had a great time this spring, summer and fall! Feel free to follow me on Twitter, Instagram, Facebook and Pinterest! Please look for my post later this week about recently being laid off and in the meantime here are some of Oscoey’s most loved posts!

 

 

Going back to work after being a Stay at Home Mom

 

Easy Dairy-Free Grandma’s Fruit Salad

 

How we Avoid Birthday Present Overgiftingitus

 

Happy Blogiversary!

Happy Blogiversary!

One Year of Blogging Done!   Last weekend was the one year anniversary of Oscoey. I can’t believe how quickly the last year has gone! I have learned a lot about blogging over the past year and gotten to know many fabulous bloggers as well. […]

An Overview of Meal Planning

An Overview of Meal Planning

Meal Planning to Save Time and Money   I have heard of the wonderful idea called meal planning many times over the past few years and every time I read a post about it I love the idea of having all of our meals planned […]

Going back to work after being a Stay at Home Mom

Going back to work after being a Stay at Home Mom

Going Back to Work

 

Three weeks ago on a Monday marked a new day in the Oscoey household. For the first time in over three years I am no longer a stay at home mom. I went back to work and the next few months will be a season of change for us. I looked for six months for a job that is a good fit for me and I am pretty sure I found it! It is all very exciting and new and I am sure the first few weeks will be difficult but in the long run it will be better for our family.  I have not worked full-time since our oldest daughter was in elementary school and even then it was a retail job so I did not have regular hours. This new job will be my first full-time job with regular hours and I am really excited about it!

 

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beach
Oldest and the youngest at the beach.

 

Preparing for going back to work

The last couple of weeks prior to starting work were pretty hectic catching up on last minute tasks that needed to be completed before I no longer had a bunch of time. Laundry, grocery shopping, doctor’s appointments and hiring a nanny topped my list. I would have loved to have the entire house scrubbed from top to bottom but we had a busy weekend before I went back and that just didn’t happen. I settled for reasonably clean and a solid plan in place as to when regular household tasks will be complete.

 

We originally wanted to hire a nanny for morning drop offs but it kept getting delayed and after a couple of weeks of Mr. Oscoey dropping the kids off he didn’t want to give up that special time with the kids so we are going to try and make it work without one. I start before day care opens but hopefully after I have been at work a while I will have some flexibility with my start time. Child care is a major expense for working families and one of the reasons I held out for so long when finding a job is that I wanted to earn enough that we weren’t breaking even with day care costs.

 

Outside play
I am going to miss our lazy afternoons outside.

 

The change from SAHM to Working Mom

 

The hardest part of going back to work has been the mental part. My kids had a super easy adjustment. They love their school and my daughter is always asking to stay later so she can hang out with her friends more and now she is able to do that every day and she loves it. My son loves his class too and is always smiling and laughing when I pick him up. Sometimes he doesn’t want to leave either. Neither kid has a hard time at drop off so we at least do not have that to add to the stress of returning to work but I am still having a bunch of mom guilt about going back which is totally normal. It hit me really hard this week when we all came down with the flu. My husband and daughter had it first and I went to work on Monday and Tuesday not being the one at home with a sick kid all day and even though I knew Mr. Oscoey would be an awesome care taker of her it was still hard. My job the past few years has been to take care of the kids and I was always the one to care for them when they were sick while my husband went off to work. Needless to say Mr. Oscoey did an awesome job and I am really grateful that he was able to stay home with her.

 

dog
George taking care of his girl.

 

Family time is more precious

 

The biggest challenge for me the past week weeks with working has been time.  I have been trying to spend a little bit of time with each kid every day. My daughter gets up with me in the morning and we eat breakfast together before I leave for work. After school I try and get some alone time with my son for a bit before bed time. We have had really busy weekends the past few weeks with a day trip to visit Bellingham, two school auctions, Easter, birthday parties and the usual weekly family activities of dance/gymnastics class. It has been a challenge to fit everything in and I am definitely going to have to scale back my gardening this year but I am more focused on the family when we are all together and as an added bonus since the kids are not home all week making messes the house cleaning has gotten easier. I am looking ahead in our calendar and we have a few full days free on the weekends and I think we should spend some of that time on family day trips to maximize family bonding.

 

Last Wednesday morning walk with my friend.

 

The one thing I have been missing since I went back to work has been the ability to exercise regularly. I worked pretty hard to get back into a great exercise routine the past six or so months and one of the things I had to give up when returning to work was my weekly Stott Pilates sessions. I miss it quite a bit. I am on a waiting list for if a spot opens outside of work hours but I am afraid if I wait too long I will lose all of the progress I worked hard for.  I also miss my semi-regular long walks with a good friend. We have been walking for over a year and I will greatly miss our talks and the opportunity to get some much needed exercise in as well! Now that the weather is starting to get better I am going to try going for shorter walks in the evenings in my neighborhood after the kids go to bed. I am also going to try and locate a Pilates studio near my work so that I can continue my progress. I am pretty exhausted when I get home from work but I sit at a desk all day long so exercising after work is a necessity for long term health.

 

The first few weeks back to work have been a season of change in the Oscoey household. How has going back to work after a period of being home changed your household?

 

Some Thoughts on End of Life Planning

Some Thoughts on End of Life Planning

I have been taking a break from the blog the past week or so and just been interacting a little bit on Twitter. I thought I would stop in and talk a little bit about end of life planning. One of my close relatives is […]