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Tag: frugal

The Importance of Walking in the Wood With Kids

The Importance of Walking in the Wood With Kids

Since being laid off I have been trying to spend time with family and friends. My Dad is nearing retirement and has some free time as well so I have been trying to get the kids out to see him on the family property out […]

Fun Times with Mr. Oscoey

Fun Times with Mr. Oscoey

Mr. Oscoey and I took some time a little bit ago to spend some time together since I have so much more free time now that I have been laid off. We had a great time exploring the Amazon Spheres, Pike Place Market and just […]

The Dreaded Lay-off…

The Dreaded Lay-off…

A little bit ago I was laid off from the job I started last spring. It was very sudden and shocking to me but the job was not going that great and if I had not had the most dreadfully awful week I probably would not have been so upset initially but that is how it worked out. Now that I have had some time to think and have gained some perspective I am eternally grateful that I was laid off. I am now able to find a new (better) job without the pressure of of working at the same time and this is largely due to the support, advice and great financial advice I have received over the past 18 or so months from the personal finance community.

 

salmon and salad
Frugal healthy meals for the win!

You see, if I had not found the Financial Freedom movement and Mr. Money Mustache and then taken a deep dive into the personal finance community two summers ago we would have handled my new found influx of cash much more differently. We would have found all sorts of things to spend our money on and I would be in much more of a panic about suddenly having a major source of income cut off two months before Christmas. But since I have been focusing on saving and we have been living more frugally I know for a fact that we will be ok for a few months even though we are still having to pay for day care during that time. Day care spots are difficult to come by and I need to be available for job interviews so we made the decision to continue to pay for care to keep our spot.

 

I don’t miss my 60-90 minute each way commute!

Since I was laid off we have cut back on our grocery spending, reduced our savings contribution, and cut way back on any sort of extra curricular spending. Christmas will be smaller this year, although not by much for the little kids since I bought most of their presents in August and September and we have put our travel plans on hold until I find another job but honestly I am eternally grateful that we did not rely on my income to make ends meet. I was putting a large percent of my income towards debt/savings and although it is really frustrating to not be able to put more in the bank I am so happy that we were smart about how we spent the money in the first place.

 

spider web tree
Spider webs on our morning walk.

I have been taking my new found free-time to connect with friends, focus on my fitness, spend quality time with my family, and catching up on household projects. I have started swimming laps again and I absolutely love it!  I have also applied for a few jobs with companies that seem like a good fit and I hope to start interviewing in the next couple of weeks. Now that the dust has settled and I have been inspired to write again I will be posting more on the blog and I am super excited about it! I hope you are working on reducing your expenses and building your emergency fund as well!

 

How would you handle an unexpected lay off?

 

Pumpkin Farms and Pumpkin Carving!

Pumpkin Farms and Pumpkin Carving!

In honor of Halloween I thought I would post some pictures from our pumpkin farm visit and pumpkin carving extravaganza. We have been going to the pumpkin farm with the same group of friends for the last five years and our kids love this tradition! […]

A Not So Brief Hiatus

A Not So Brief Hiatus

About eight months ago I took a break from blogging. There were many reasons, the most pressing being a complete utter lack of time while trying to maintain balance with both Mr. Oscoey and I working full-time with small kids. To say it was difficult […]

Happy Blogiversary!

Happy Blogiversary!

One Year of Blogging Done!

 

Last weekend was the one year anniversary of Oscoey. I can’t believe how quickly the last year has gone! I have learned a lot about blogging over the past year and gotten to know many fabulous bloggers as well.

 

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Huckleberries in the garden.

 

When I first started out blogging with my very first blog post:

 

 

I had all sorts of ideas of what I wanted the blog to be and then the reality of life set in and I had to way scale back my ambitious plans.  There simply was not time for me to be posting quality posts 3 days a week, be on top of social media all day long and be an active member of all the blog groups I am part of and have some semblance of a home life. Luckily I realized pretty early on that it is ok if I can’t write an article for a few weeks or if I miss out on pivotal twitter discussions because I am not doing the blog as a full-time business making gig. I am doing it because I enjoy writing about our life and I love the community of people I have become a part of.

 

Raspberry Jam!

 

My blog first started out as a basic mom blog with many posts about the garden and recipes. I loved my weekly garden posts and will continue them on a less frequent basis this year. I love looking back at how the garden changed over the growing season.  I am probably going to scale back on the recipes though. Mr. Oscoey is more the cook in the family and now that I am working again I really don’t have time to cook much any more.  I use my banana bread and chocolate chip cookies recipes all the time though. They are a great dairy and gluten free choice for any sort of social gathering you need to bring an item to.  I am planning on making my dairy and gluten-free banana bread to bring with a jar of homemade jam to our work potluck at the end of this month.

 

Summer squash.

 

I have spent a little time focusing on urban homesteading on Oscoey because I firmly believe that people should grow at least a little of their own food. It is easy to set out a pot and even just grow a little bit of lettuce. Connecting with nature and understanding the seasons is something a lot of people have lost. Growing your own food is the easiest way to regain that connection and as an added bonus you have cheap organic produce to munch on! I am very excited to start our garden this year and I look forward to spending time out there with the kids every day. They love to graze and eat whatever is in season and that is fine with us!

 

Blue skies.

 

After I had done the mom blog thing for a while and focused on our little urban homestead I found the personal finance community and I haven’t really looked back. I love reading about personal finance, talking about savings strategies and getting inspiration from others. I will be honest and tell you I was a little nervous when I added the “Finances” category to the top of my page but then I did the Uber Frugal Month Challenge this January and I loved being a part of that community and jump starting our frugal mindset once again.

 

Wrinkly full picture off of the frame. 3/30/17

 

My crossstitching progress pictures seem to have fallen by the wayside…and that is mostly because I have not been stitching.  I would love to have the time to stitch every day and I am very inspired by my Instagram feed with everybody’s progress but I am honestly too tired at the end of the day to even think about picking up a needle.  This picture was taken almost a year ago and even though I have actually made progress on the piece I am no where near finished with it like I had hoped.  I also have several sewing projects I would love to write about that I have not worked on in months so I think one of my blogging goals for this year is to talk about some of my projects and spend some time tracking them on a weekly basis to motivate me to finish them.

 

Oscoey had a great first year! I want to thank everyone that is a regular reader of the blog! I love your comments and interacting with you. Here’s hoping to another great year of blogging!

 

 

 

An Overview of Meal Planning

An Overview of Meal Planning

Meal Planning to Save Time and Money   I have heard of the wonderful idea called meal planning many times over the past few years and every time I read a post about it I love the idea of having all of our meals planned […]

Going back to work after being a Stay at Home Mom

Going back to work after being a Stay at Home Mom

Going Back to Work   Three weeks ago on a Monday marked a new day in the Oscoey household. For the first time in over three years I am no longer a stay at home mom. I went back to work and the next few […]

Indoor Seed Starting Resources

Indoor Seed Starting Resources

Indoor Seed Starting Time

 

It is that time of year again when I start to think about what seeds I need to start indoors. This is our third year gardening at our house and the second year for us starting seeds indoors. Last year we started tomatoes, ground cherries, spaghetti squash, sunflowers, cucumbers, zucchini, louffa, gourds, pumpkins and watermelons. Our biggest successes were our squash plants and the beans we direct sowed into the ground. This year we have decided to just buy our tomatoes and ground cherries from the store since we put a lot of effort into growing not so healthy plants last year.

 

This site participates in affiliate links and receives a small fee for affiliate recommendations at no cost to you. As always we only recommend products we have tried ourselves.We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

 

Seed Starting Indoors
Seed Starts 2017

 

Seed Starting Basics

 

When starting seeds indoors there are some basic rules and tools you will need. First off you need seeds (of course), pots, a shovel, soil and a grow light. There are many different types of pots you can use from plastic cups to toilet paper rolls and when you are first starting out it is best to try out a couple of different kinds and see what works best for you. Last year we used red plastic solo cups since we had a bunch lying around but ultimately biodegradable pots such as these here are better for the environment. You can also buy one of these seed starting kits to use as well:

 

Some people also use warming mats but we start our seeds inside the laundry/furnace room which is very warm and we haven’t needed a warming mat. Our grow lights also came from Amazon and you can find many different types that work but we bought one very similar to this one:

 

We buy our soil from Costco and mix it with this seed starting mix. Our seeds come from a mish mash of places. This year we have a bunch left over from previous years, seeds I saved from our vegetables and some an easy grow seed set from my mother-in-law for Christmas that has a few varieties that we were missing but if I were to order seeds I would from Seed Savers Exchange. They have a mission to grow heirloom varieties and have a program in place to help their members propagate and grow rare varieties of seeds to preserve plants that might otherwise be lost. I am a huge fan of them and my favorite time of year is when their catalog comes in the mail. It gets me super excited for spring!

 

The basic rules for starting seeds indoors are to:

  1. Start them at the right time according to the package (You can find your first frost date here)
  2. Make sure they are getting the right amount of warmth and light according to the package
  3. Water from below to prevent mildew forming on the leaves
  4. Don’t forget about them until they are root bound (I may have some experience with this)
  5. Harden your seedlings off gradually outdoors before planting in the ground
  6. Be gentle when transplanting them to avoid damaging the roots.

 

Seed starting is a skill that takes practice so don’t be discouraged if your first few tries are not successful! Even expert gardeners have trouble with particular batches of seeds or if the weather decides not to cooperate! I am a firm believer in practicing something until you figure out a way to make it work so my best advice for starting out is to pick a few easy to start plants such as zucchini, pumpkins, lettuce, radishes or peas and see if they work. You can always go to the garden store later to grab a few pre-started plants if you seeds don’t work out.

 

seed starts
Seed starts in the garden

 

Here are some excellent resources for your seed starting adventures!

 

Homestead Bloggers Seed Starting Resource Page

A large list of seed starting resources.

 

The Rustic Elk “8 Vegetables you Should Start Indoors”

This is a great list of vegetables that do well when started indoors and tips for growing them.

 

Dans Bois “Indoor Seed Starting Setup”

This is a great how-to for setting up your lighting system to maximize seed health.

 

Farm Fit Living “Tips for Growing Vegetable Transplants from Seed”

A great article breaking down into detail how to start your seeds.

 

Feathers in the Woods “How to Pre-germinate Seeds”

A great piece about how to pre-germinate your seeds prior to planting them for optimal health.

 

Gardening Advice.net “Tips for Starting Gardening Seeds”

This article talks about the different ways to start your seeds.

 

Better Hens and Gardens “Homemade Seed Starting Soil Mixes”

Thinking of mixing you own soil? This is a great resource.

 

Farming my Backyard “How to Make Newspaper Pots and Save Money Starting Seeds”

Use these instructions to make eco-friendly newspaper pots to start your seeds in.

 

The Reid Homestead “A Complete List of all the Seed Starting Equipment you Need to Successfully Plant Seeds Indoors” 

A comprehensive list of what you will need for seed starting.

 

Exotic Gardening “Tomato Seed Starting Tips” 

How to start tomatoes successfully.

 

Uber Frugal Month January 2018 Wrap Up!

Uber Frugal Month January 2018 Wrap Up!

We have come to the end of our Uber Frugal Month Challenge and we were pretty successful! We kept to our super low grocery budget, were mindful about our purchases and had some great discussions about where we want our life to head and what […]