Tag: frugal living

Garden Update 04.30.22

Garden Update 04.30.22

Welcome to the end of April when our garden starts to take off. We have been celebrating the emergence of our asparagus and planted many flowers and I am super excited for the summer when all of our plants start taking off. I am still […]

Thursday Mini-Channel Share Day

Thursday Mini-Channel Share Day

I thought I would share some of my favorite up and coming YouTube channels today. I am noticing a lot of Food Bank haul unboxing videos trending in my feed and I thought I would highlight a few. Many people rely on food banks temporarily […]

2022 Garden Supply Purchases

2022 Garden Supply Purchases

For 2022 we are really expanding our garden and possibly adding in some chickens later in the year. We are garden zone 8b in the Pacific Northwest located in the Seattle area. Our weather is wet a lot of the year and we have been effected by wild fire smoke in the summer. Our last frost date is mid-May so a lot of our summer crops are either planted around Mother’s Day or I baby them with some sort of covering if I get impatient. We did purchase some new supplies as part of our expansion so I thought I would list out what it is we are using. We are not affiliates with all of the companies listed below except for Amazon. Some items were bought at Costco but if I can find a similar one on Amazon I will link it. Enjoy!

 

This site participates in affiliate links and receives a small fee for affiliate recommendations at no cost to you. As always we only recommend products we have tried ourselves. We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

 

Seeds:

I get most of my seeds from Territorial Seeds. They are a PNW company located in Oregon which is close enough to Washington that a lot of their varieties are bred to grow in our climate. I also have bought some of my rarer seeds from Baker Creek.

 

Click the link below to go to their sites:

 

Territorial Seed

 

Baker Creek Seeds

 

Garden Supplies:

This year I bought several large Birdies beds from Epic Gardening as well as some netting, inoculant and frames from Amazon. We bought our fertilizer from Costco I believe a couple of years ago. Epic Gardening and Territorial Seed both have natural fertilizer listed on their sites but I have not tried them so I don’t know how well they work. The best thing to do for fertilizer is to test your soil and check with your local garden store (not a big box one) to see what they recommend.

 

Epic Gardening

 

Click the picture or the name of the product below:

 

Raised Garden Beds – These ones on Amazon are similar to the ones I bought from Epic.

 

 

Hardware Cloth – We bought this to line our beds with to prevent rodents from digging up from the bottom.

 

Row Cover – This is to help fight the cabbage butterflies that decimated our brassica plants last year.

 

Cloche – These are used to cover our summer crops I planted a little early and protect them on cold nights.

 

 

A-frame plant support – We are using these in the beds for our vining plants to extend the space.

 

 

Inoculant – This helps our beans get a head start on growing.

 

 

Craft Sticks – I use these to label plants. They are biodegradable and break down after about a year or so. The kids also use them for crafting.

 

Seed Starting Tray – I needed more of these. I put the pots or cups inside so I can water from the bottom.

 

Grow Bags – I use these as an inexpensive way to add extra garden space where I can’t necessarily put beds in year round.

 

 

Pruning Sheers – I needed another pair of these. I did buy them at Costco but here are the ones I bought at Amazon.

 

 

The only thing missing from this list is soil. We do a mixture of bags of soil from Costco and if we need more than enough to fill a few pots we will either go pick up a truck load or have some delivered. The best thing to do for soil is ask around maybe in your local gardening group on Facebook and see who has the best soil in your area.

 

We are very excited to see how our garden will do this year and look forward to showing everyone our progress. This week I am getting the large beds in and ready for soil hopefully over the weekend. How is your garden coming along this year?

 

Thank you for reading and happy gardening!

5 Year Blogiversary

5 Year Blogiversary

I started my blog in late March about five years ago so I thought I would write a little bit about it for my 5 year blogiversary. I started Oscoey as something to do while I was home with my kids as sort of a […]

Gardening Update: 04.04.22

Gardening Update: 04.04.22

Hello spring! I am very excited for the garden this year. I have been out in it every day checking things out and seeing what is coming up. One of the beautiful things that has come out of our gardening over the past few years […]

April 2022 Low Spend Month Goals

April 2022 Low Spend Month Goals

This site participates in affiliate links and receives a small fee for affiliate recommendations at no cost to you. As always we only recommend products we have tried ourselves. We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

 

For April 2022 our goal is to have a low spend month with a focus on groceries, activities and other household items. We are going to achieve this through meal planning, shopping sales, eating through our pantry, only shopping for what is necessary and planning low cost activities. As you may know our focus for 2022 is keeping our grocery budget down and working on using what we have. I would love to reduce our food waste and get better at planning ahead with our meals. So far we completed a pantry clean out challenge in January and worked on our freezer for February. March was kind of a wash since we were dealing with family stuff but for April I would love to clear out more freezer space and eat through the meals I have stashed away in there to make room for the garden season this spring and summer.

Budget Planning Tool
Legend Budget Planner

To get a fresh start with my budgeting I bought this Budget Planner off of Amazon. Unfortunately I ended up having to buy two since our puppy ate the first one while I was washing dishes. I have been using YNAB (referral link) for the past six or so months in addition to Quicken but I am finding that YNAB struggles with our method of putting everything on a credit card and paying it off. I am going to try a paper planner for a bit and see if that will help me visualize our money better. Our budget is pretty wonky and uneven from month to month so I am hoping that by writing it down my brain will keep track of it in a different way. I also bought these stickers to go along with my planner as well. At the end of the month I will let you know how it is going.

Meal Planning
April Meal Planning

Another tool we are using to reduce our costs is to work on our meal planning. I took this picture when I was just starting to fill out our monthly meal plan but we have two nights a week when our menu is preset. I put chicken nuggets on for Tuesday nights but really only our son eats chicken nuggets every week. Tuesday night chicken nuggets has turned into chicken night and I have been cooking chicken breast for anyone who wants an alternative option. It really helps our kids to have touchstone meals in their weekly routine and I have found that by having two night a week where they know what dinner will be it really helps with satisfying that itch for routine and predictability in their week. I picked up this Meal Planning Bundle from Mindful Hustle (No affiliation) last fall and so far I am liking the layout of them.

Cranberry Lake
Cranberry Lake

Another strategy we will be using to reduce our costs in April is to do a staycation over Spring Break and do low cost or free activities. Last weekend we took a day trip up to Deception Pass on Whidbey Island and it ended up only costing us money because we drove down the island and took the ferry home. We do have family that lives on the southern part of the island and one of our activities over break will be to spend the day out there. I anticipate this will be our most expensive day since we will be paying for the ferry and buying bagels for everyone. It will still be cheaper than a vacation though!

cabbage
Cabbages June 2020

April is also a heavy gardening month and this year I plan on adding several new beds down the side of my house. Although I did have to purchase new beds, I bought them a month ago and technically they will not count towards my April budget. I will however need to buy soil to fill my beds this month and part of why I am doing a low spend this month is to cover the cost of the soil. I honestly have a lot to do to get our garden ready and we will be spending most of our afternoons and weekends working in the yard this month. Gardening is one of my favorite activities so I am really going to enjoy it!

The last tool we are going to utilize this month is one of my favorite ways to keep costs down, no spend days. I find that the more no spend days we do a month, the better we are at staying within budget. I have been trying to consolidate our grocery trips this year and with gas prices rising I am also working on reducing our trips out of the house as well. We are doing one grocery trip at the start of April to buy dog food and cheese (can you believe we forgot to buy it at the store last time?) but after that we will be waiting as long as possible to go back. We have a well stocked pantry and my greens are starting to grow in the garden so I am hoping we can wait at least a couple of weeks to make any sort of meaningful grocery trip. Our spending goal for April is to stay under $600 for groceries which is very tight for us right now.

 

What ways are you trying this month to reduce your spending?

 

Links:

You Need a Budget

Meal Planning Template

Budget Planner:

 

Stickers:

 

2022 Goals

 

Victoria Part 1: Butchart Gardens

 

A New Beginning in Budgeting Part One: Using Quicken to Build a Buffer

 

March 2022 Spending

March 2022 Spending

For 2022 we are focusing on our grocery spending and trying to find ways to reduce it despite all of the price increases. In January we completed a pantry cleanout challenge and in February I focused on eating through the odds and ends in our […]

2022 Goals

2022 Goals

Setting goals for 2022 seems a little scary to me. I set high goals for myself for 2020 thinking “this would be my year” but then Covid happened and we ended up treading water for the entire year along with the rest of the world. […]

January 2022 Spending

January 2022 Spending

In January we attempted to do meal planning for the entire month and complete a pantry cleanout and eat through items in our freezer. Whew. It was a lot to keep track of and I am pretty proud of our progress. I was planning on doing a super low spend month for January too but then Omicron surged right as school was starting and we ended up doing a large grocery run at the beginning of the month to avoid the store as long as possible. It ended up working out for us and we were able to avoid the store for the most part for a couple of weeks and did only minimal shopping the rest of the month.

January and February tend to be the months in the year when we naturally run out of things in our pantry such as rice, beans, eggs and many other staples. We have historically had low spending months at the first part of the year in an attempt to catch up with holiday/birthday spending and since we have several large yearly bills that need to be paid the first couple of months of the year. This means we run out of staples and need to rebuy them around the beginning of February. This really hit us hard in 2020 when we were out of many staples and unable to find them at stores so this year I decided to stock up on some of the basics we were low on the first weekend of January. We did eat through all of the fresh vegetables, eggs and many items with our pantry clean out and that was amazing.

Deep Freezer
Clean Deep Freezer.

We were able to eat down our small deep freezer enough to defrost and clean it really well before moving it out of the garage and into our downstairs storage room. Some of the items in it were a huge surprise to me including Otter Pops and a couple of gallons of blueberries we picked in 2017 which were still looking beautiful. We clearly had not been paying attention to what was in there or rotating it at all. I ended up throwing out half the Otter Pops because they were leaking once I thawed them out and we are definitely eating through the blueberries. I have made three cobblers out of blueberries and other fruit so far and my daughter has been eating oatmeal with blueberries a couple of mornings a week which is one of her favorites. This time around we are making a list of what is in there and keeping track better. So far we have a turkey, a pork loin, chicken bones for stock and most of the bread I bought on my trip to the Franz Outlet. The freezer isn’t even half full yet so we definitely have room to spare.

Cobbler
Blueberry, strawberry, pomegranate cobbler.

Our spending from January 10th through February 28th or so is the largest chunk of our budget for the entire year. We have to be very careful about our spending from March to June of the year in order to have enough saved by the end of December to cover everything which can be tricky.

During this period we cover:

  1. Car insurance for the first half of the year.
  2. Medical deductibles need to be met again and we always get some sort of illness in February.
  3. Tuition deposit for our kids’ school which has crept up the past couple of years.
  4. All of summer camp for two kids for the entire summer. This is super expensive.
  5. Two family members have birthdays and we throw at least one party.
  6. After school sports and activities registration for the first quarter of the year.
  7. Pre-Covid we also had Valentine’s day dinner out and booked a trip or two in advance but that is not happening now.

Needless to say, it is a large chunk all at once, especially coming off of a high spend month like December. We have had this pattern for a few years though and I am getting better at predicting what we need. Last year we only had camp for eight weeks in the summer and it was way less expensive. This year I am keeping the kids home for 2-3 weeks as well. Camp can be a lot of stimulation and the kids did well being home and getting some down time prior to school starting in the fall. I am keeping them home the first week of the summer, a week in July and the last week before school starts. This will save us about $2500 in camp costs this summer which seems high but camp prices have increased this year. $400 per kid per week times two kids for three weeks is $2400 plus tax and that doesn’t include after care at an extra$100-150 a week per kid. Child care is expensive to say the least.

Shelf Stable gluten-free food
Shelf-stable gluten-free soup.

For our January spending I focused on our groceries. We did get meals from the school a couple of the weeks so the kids had some variety in their meals and I felt like we did a decent job of not going to the store but we did end up spending just over $1000.00 on food for January which is pretty high. We used to average around $600 a month for four of us but last year this crept up to $1000 due to price increases. We have a lot of dietary restrictions and a picky eater so some things we can’t substitute for cheaper items. I also found that we were buying way to many snacks and barely cooking. We definitely fell into the working parent trap of buying convenience food to save on time. My goal this year is to work on this and reduce our spending with meal planning.

Our spending was mostly from the shopping trip I took the first weekend of January where we spent nearly $500 on basics and stock up items. This type of trip we only do a couple of times a year so this was pretty unusual for us. We also found some excellent deals at my favorite grocery outlet store on meat, gluten-free crackers, cereal, and tea which we of course bought extras of since they run out quickly. I also bought some gluten-free flour in bulk and stocked up on some items we were almost out of from Amazon like the gluten-free ramen I love. I only buy ramen a few times a year and it goes out of stock very frequently so if they have it in stock you kind of have to jump on it. I don’t anticipate buying more flour or ramen for several months, maybe even a year for the flour. We are baking more though so maybe we will need more flour near the end of 2022.

Freezer
Main freezer items. Frozen peas are a must!

Being gluten-free and nut free is pretty expensive and finding shelf stable food can be difficult. We like to keep a couple of weeks of easy to make meals on hand for emergencies and the ramen is an easy thing to cook with or without dressing it up. Everyone should have a month’s worth of food on hand for emergencies, especially in Washington where earthquakes can happen. We did not need to run to the store during the snow in December and it was so nice to be able to not stress about running out of food. The important part of keeping enough for an emergency is to make sure it is items you will actually eat. We keep things we eat regularly and rotate through them as we go. If we aren’t eating an item I try to donate it before it expires at a local free pantry or through our Buy Nothing group.

Regifting clothes from our Buy Nothing group after my son outgrew them.

Overall I am pretty disappointed in our January grocery spending. We bought too much at the beginning of the month and took too many smaller trips towards the end of the month and this added up pretty quickly. I was hoping to spend under $800 for the month with our stocking up and we were way over. For February we are so far at just under $500 which is ok for half way through the month. I did a larger trip at the start of the month but only spent about $250 on groceries at that trip. I should probably mention that that is just for food. I keep track of cleaning supplies, paper products and coffee separately and honestly we don’t spend that much on other items. My goal for February is to stay under $500 but I am really hoping to stay under $600.

 

My spending goal for March will be low but I will talk about that in our next post. For now, how are you keeping your grocery spending down? Do you have enough food for a couple of weeks in an emergency? A month?

 

Meal Planning: January 2022 Week 4

 

Uber Frugal Month January 2018 Wrap Up!

 

 

Meal Planning: January 2022 Week 4

Meal Planning: January 2022 Week 4

We made it to the end of January with our meal planning and although we didn’t follow the plan exactly, we did do a great job of eating through items in the pantry. Some of the highlights from this week were roasted potatoes, oatmeal and […]


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