My goals for 2023 revolve quite a bit around self-care and doing things that make me happy such as cross-stitching, gardening, puzzles, hanging out with my family and reading. I am also trying to make them pretty open ended so I don’t feel to rigid about them.

2023 Goals

1. Practice Self-Care every day. – My main goal is to practice self-care every day. I have found that I am not good at resting and my focus this year will be in practicing this.
2. Puzzles, puzzles, puzzles! – As part of my self-care I set myself a goal of doing puzzles every week. I outlined it here in a recent blog post. I do want to try and sign up for a puzzle competition next fall but I am not sure if the timing will work out with my school and my kids’ school.
3. Cross-stitch to finish projects. – I really want to finish my Zoo Alphabet project and start the Autumn Love project I bought last fall. I also want to make headway on both of the HAEDs that I have started and work through some of my smaller projects. I will be talking more about this on my YouTube channel but for now I want to finish some WIPS.
4. Maintain my Commit30 planner. – My fourth goal is to keep up with my planner every month this year. I have found that writing things down really helps me remember what I need to do. I love my Commit30 planners and how every month you set a goal for yourself. You can find them here.
5. Read some books. – I don’t have a concrete number of books to read this year but I do have a few that I want to get through. Some are favorites like this series by Dorothy Dunnett and others are new to me. I may post something later this year for one of my monthly goals but for now I just want to read a few books and rediscover my love of reading.
6. Maintain the status quo with finances. – I am not working but I am taking classes all year for 2023 and this has made our budget very tight so my goal is for us to stick to it and maintain the status quo. I don’t want to take on any new debt and I also am hoping we can see an increase in our emergency fund this year. I don’t have any investment goals besides continuing to contribute to our account every month. The stock market has been down and I am just going to keep trucking along with our set amounts and not worry about it.
7. Continue to grow my YouTube channel. – I have really enjoyed filming for my YouTube channel Oscoey which can be found here. This year I am expanding beyond groceries into cross-stich and my puzzle content.
8. Keep working on my health. – I am still recovering from the major burnout I experienced last year and I am going to continue with recovering for 2023. I have been doing more gentle exercise, focusing on my eating and practicing self-care and it is slowly turning things around. I have signed up for one 5k so far (walking) and I am thinking of doing a 10k next fall.

Thank you for reading my 2023 goals! I am keeping this post short and sweet so the important parts stand out. I hope your 2023 goes well and you get enough time to relax and enjoy the things you love!

Links:

Oscoey YouTube Channel

Commit30 Planner

The World of Cross Stitching Magazine Subscription

Zoo Alphabet Cross-stitch

If Fish Could Walk

2023 Goals: Puzzles

We were out of a lot of staples for July so I knew we would have an expensive month for groceries. We are still working hard at keeping our food budget well under $1,000 by watching prices more carefully, eating up what we have and reducing our food waste. Our ultimate goal is to keep it under $600 a month for our family of four plus our oldest daughter who is out of the house. She comes over very frequently for meals still and we love to have her so I include her in our grocery budget as a partial member.

We were having a hard time tracking our spending with both of us going to the store since we buy groceries from Costco, Amazon and Target a lot and they all have purchases mixed in the total. In June I set up a Google sheet that we could both enter the grocery portion of our purchases in and it is working amazingly! It is easy to check my total when I am making videos and we can see how far off we are from our goal pretty easily. We are also working on making as few trips to the store as possible so that we don’t get there and find lots of extra items. I am particularly guilty of this during our Costco run. I love Costco and I am easily swayed by fresh produce and new things to try. I am working on it though and we have been doing better so we will continue our efforts in the hopes that by the end of the year we have a streamlined frugal grocery routine.

Our first grocery haul of July was so big I had to film it in three parts. I went to Franz for our periodic stock up and we did a gigantic Costco run. Lots of our regular items were on sale at Costco this month and we stocked up on what we could. Looking back I think the reason our July grocery total was so large was mostly due to this stock up. We really didn’t spend money on too much the rest of the month. We won’t do a large stock up like this one for a while so hopefully we will be able to stick to our $600 budget going forward.

We went back to Costco again a couple of weeks in to get a few things Costco was out of and that we forgot the first time. This run was pretty expensive for what we bought but we did need a bunch of jerky for our kids to eat during camp. They really only get it regularly in the summer so it is rare enough they eat it at camp for a good source of protein. We also had to buy Luna bars to stock up on as well from Amazon.

We did a small haul at Costco and Grocery Outlet towards the middle of the month as well to pick up some fresh fruit and ingredients for a recipe. I didn’t end up making the chicken tacos. My husband was the one to make the recipe and he does not use pre-made taco seasoning so it was made a little bit differently than I had originally intended but I am still going to try and make it myself in the future. I realized my crock pot is way too big to just make a couple of breasts and it was too hot to use the oven for a long time. I will try that recipe again this fall.

Overall we spent a lot this month. We did end up trying the free lunch pickups a couple of times but they mostly had the same food every day and my kids were not huge fans. I felt really bad for the kids that relied on these meals over the summer since there wasn’t really a lot of variety. Universal Free Lunches are over in our area so we won’t be able to participate again in the fall when school starts up again. I guess a lot of families were shocked to hear they weren’t being continued into the fall for everyone. It will be a huge hit to many family’s budgets. We saved probably $200 a month picking up the 5 day meal kits and towards the end of last school year it was so much food we really couldn’t keep up with eating it. We still have a lot left but my goal is to eat through it by the end of the year.

I am proud of our progress these past few months with how we are paying much better attention to our grocery spending. We are getting better at using what we have and not doing much impulse spending. Thank you for reading!

Our 2022 spending goals have already gone a little bit sideways with me leaving the workforce in March. I left my job for both health and family reasons and it has thrown our budget into a hurricane of uncertainty. For now our goal is to spend as little as possible across the board so I can continue to not work through at least the end of the year. I read over our 2022 Spending Goals and for the most part we have been sticking to them except for me bumping up my 401k. June is a good time for us to review and revise our goals and this year is no exception.

Below are our goals for the year with a new recap:

1. Max out IRAs – Mine is done. My husband still needs to max his out but we may have to wait until we get his bonus next year.
2. Increase our 401k contributions – We increased my husband’s by 1% in March and hope to keep it there until the end of the year. I no longer have a 401k since I am not working.
3. Save, save save. We reinstated our automatic savings, upped our investment amounts and increased our kids’ college savings amounts. Now that I am not working we may have to reduce our regular savings BUT we do have a nice chunk in our cash emergency fund already so it should be ok.
4. Decrease our grocery spending – We have been working on this all year. We did both a pantry and freezer clean out, tried a no spend month and meal planning. This is still a work in progress but we are doing another freezer clean out for June and are making progress.
5. Be more mindful of our spending – We continue to work on our mindful spending. I have been resisting the urge to buy clothes for the kids and trying to do laundry more often but they are growing so fast it is hard to keep up. We are also not shopping as often which greatly reduces the temptation to pick things up randomly.

We are also taking advantage of the last couple of months of free universal lunches and breakfasts. I linked our latest video below and here.  This program ends in June but I firmly believe that all kids should be receiving lunch at schools for free without the stigma that is attached to it when only low income kids receive it. Getting lunches from the school has helped our budget out tremendously and as I discovered this week, they are giving tons of extra food to help families out over the summer when the program is no longer available. I am really hoping another bill passes so that all kids can have free meals again. Grocery prices have increased significantly over the past year and a lot of families that do not qualify for assistance are struggling.

Our budget resets every July since we pay tuition for the kids only 10 months out of the year. We usually don’t get a tuition statement with the exact amount of the payments until mid-June. I put an estimate of the amount when we get the tuition amounts in February and look at our spending for the rest of the year. This year since I am not working we do qualify for a little bit of financial aid but we are still going to have a very tight budget. We knew this though when we decided that I would leave my job and have cut our spending on vacations and activities with the kids (not their regular sports yet). We also did not sign up for summer camp every week of the summer which saved us nearly $5,000. Summer camp is super expensive and this year the prices definitely went up.

Instead of taking a bunch of expensive trips we are going to be doing day trips and camping out at my dad’s house on Whidbey. Camping out there is nearly free and I absolutely love that the kids are growing up helping my dad build his cabin and develop a place for family to hang out for years to come. We are putting them to work helping with clearing the land and planting some crops for my dad to harvest later. My oldest is also starting her cabin building out there this summer so the kids will help with that as well.

Some of our day trip ideas so far include hiking, the beach and visiting local parks. Mr. Oscoey has a bunch of PTO to use up so he is going to take some time off as well this summer so we can do some trips as a family during the week when everything is less crowded. I may break down and find a couple of days down in Oregon later this summer but it will depend on how we do for our spending in June and July. For now we are planning on staying local and as frugal as possible.

How are you cutting back your spending this year?

2022 Goals

Garden Update 04.30.22