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Tag: frugal living

June 2022 Final Grocery Spending

June 2022 Final Grocery Spending

Our June grocery goal was to eat through our fridge and freezer as much as possible and for the most part we reached this goal. I am super proud of our progress! Up until the last week of June we kept our spending under $300 […]

May 2022 Final Grocery Spending

We are working on our grocery spending for 2022 and our goal for May was to do a low spend month. Unfortunately we ended up a little bit swamped during the middle of the month and we both spent too much money and I did […]

June 2022 Spending Goals and Mid-Year Check In

June 2022 Spending Goals and Mid-Year Check In

Our 2022 spending goals have already gone a little bit sideways with me leaving the workforce in March. I left my job for both health and family reasons and it has thrown our budget into a hurricane of uncertainty. For now our goal is to spend as little as possible across the board so I can continue to not work through at least the end of the year. I read over our 2022 Spending Goals and for the most part we have been sticking to them except for me bumping up my 401k. June is a good time for us to review and revise our goals and this year is no exception.

Below are our goals for the year with a new recap:

  1. Max out IRAs – Mine is done. My husband still needs to max his out but we may have to wait until we get his bonus next year.
  2. Increase our 401k contributions – We increased my husband’s by 1% in March and hope to keep it there until the end of the year. I no longer have a 401k since I am not working.
  3. Save, save save. We reinstated our automatic savings, upped our investment amounts and increased our kids’ college savings amounts. Now that I am not working we may have to reduce our regular savings BUT we do have a nice chunk in our cash emergency fund already so it should be ok.
  4. Decrease our grocery spendingWe have been working on this all year. We did both a pantry and freezer clean out, tried a no spend month and meal planning. This is still a work in progress but we are doing another freezer clean out for June and are making progress.
  5. Be more mindful of our spending – We continue to work on our mindful spending. I have been resisting the urge to buy clothes for the kids and trying to do laundry more often but they are growing so fast it is hard to keep up. We are also not shopping as often which greatly reduces the temptation to pick things up randomly.
Free Lunches.
Free Lunches.

We are also taking advantage of the last couple of months of free universal lunches and breakfasts. I linked our latest video below and here.  This program ends in June but I firmly believe that all kids should be receiving lunch at schools for free without the stigma that is attached to it when only low income kids receive it. Getting lunches from the school has helped our budget out tremendously and as I discovered this week, they are giving tons of extra food to help families out over the summer when the program is no longer available. I am really hoping another bill passes so that all kids can have free meals again. Grocery prices have increased significantly over the past year and a lot of families that do not qualify for assistance are struggling.

 

Our budget resets every July since we pay tuition for the kids only 10 months out of the year. We usually don’t get a tuition statement with the exact amount of the payments until mid-June. I put an estimate of the amount when we get the tuition amounts in February and look at our spending for the rest of the year. This year since I am not working we do qualify for a little bit of financial aid but we are still going to have a very tight budget. We knew this though when we decided that I would leave my job and have cut our spending on vacations and activities with the kids (not their regular sports yet). We also did not sign up for summer camp every week of the summer which saved us nearly $5,000. Summer camp is super expensive and this year the prices definitely went up.

Camping at Whidbey.
Camping at Whidbey.

Instead of taking a bunch of expensive trips we are going to be doing day trips and camping out at my dad’s house on Whidbey. Camping out there is nearly free and I absolutely love that the kids are growing up helping my dad build his cabin and develop a place for family to hang out for years to come. We are putting them to work helping with clearing the land and planting some crops for my dad to harvest later. My oldest is also starting her cabin building out there this summer so the kids will help with that as well.

Beach
Beach view.

Some of our day trip ideas so far include hiking, the beach and visiting local parks. Mr. Oscoey has a bunch of PTO to use up so he is going to take some time off as well this summer so we can do some trips as a family during the week when everything is less crowded. I may break down and find a couple of days down in Oregon later this summer but it will depend on how we do for our spending in June and July. For now we are planning on staying local and as frugal as possible.

 

How are you cutting back your spending this year?

 

2022 Goals

 

Garden Update 04.30.22

May 2022 Spending Check In

May 2022 Spending Check In

Our goal for May of 2022 was to spend as little money as possible on groceries for the month. We are using our local free lunches and breakfasts for the community as well as eating through our pantry items and just supplementing with items from […]

Garden Update 04.30.22

Garden Update 04.30.22

Welcome to the end of April when our garden starts to take off. We have been celebrating the emergence of our asparagus and planted many flowers and I am super excited for the summer when all of our plants start taking off. I am still […]

Thursday Mini-Channel Share Day

Thursday Mini-Channel Share Day

I thought I would share some of my favorite up and coming YouTube channels today. I am noticing a lot of Food Bank haul unboxing videos trending in my feed and I thought I would highlight a few. Many people rely on food banks temporarily when they are in need and food banks are a valuable resource to the community. Please, if you are in need always ask for help.

 

One of my goals this year is to highlight some of the food programs across the U.S. that greatly benefit people, especially children. The universal free lunch program that was started during the pandemic is an example of how feeding children without any income requirements has helped families tremendously. Many children in the United States are living at or below the poverty line and guaranteed breakfast and lunch is many times the only food kids get to eat in a day. Below is the link to my video where I go through what we received in the middle of April.

Free Lunch Unboxing

 

Fabulous Food Bank Unboxing Channels:

 

Mustard Saves

Mustard Saves is one of my favorites. She started out as a couponer and moved to food bank videos when they decided to utilize their food pantry after some sort of financial difficulties. She has some fabulous videos on how to cook through what you have, rotating between the freezer, pantry and fridge clean outs and on how to store the food once you receive it since typically people only go once or twice a month.

 

Joveta’s Kitchen

Joveta’s Kitchen is another one of my favorites. She shows everyone how to cook many of the items from scratch and helps out her community as well. There are so many good recipes on this channel and Joveta definitely knows how to make the most of everything she gets.

 

Kemp Freehold

I came across Kemp Freehold when I was watching Joveta’s Kitchen and it looks like they started using their food bank after a job loss. This family has a few kids and are homesteaders and I thought I would include them as well.

 

If you are in need the website for Feeding America has a search function so you can find food pantries in your area. Local churches and community centers can also be a resource as well as your local school district.

 

As always, thank you for reading!

 

April 2022 Low Spend Month Goals

 

2022 Garden Supply Purchases

 

 

 

 

 

 

2022 Garden Supply Purchases

2022 Garden Supply Purchases

For 2022 we are really expanding our garden and possibly adding in some chickens later in the year. We are garden zone 8b in the Pacific Northwest located in the Seattle area. Our weather is wet a lot of the year and we have been […]

5 Year Blogiversary

5 Year Blogiversary

I started my blog in late March about five years ago so I thought I would write a little bit about it for my 5 year blogiversary. I started Oscoey as something to do while I was home with my kids as sort of a […]

Gardening Update: 04.04.22

Gardening Update: 04.04.22

Hello spring! I am very excited for the garden this year. I have been out in it every day checking things out and seeing what is coming up. One of the beautiful things that has come out of our gardening over the past few years is the joy the kids and I have for finding the first signs of spring and delighting in the timing of new things popping up throughout the season. Every year we watch the asparagus bed like a hawk until the first few spears start coming up and it has become a right of passage into the end of the school year.

 

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Tulips
Tulips are coming up.

Last fall I ordered all the things and have a very ambitious planting season ahead of me. One of the main items I ordered were five new gigantic garden beds along with this hardware cloth to put in the bottom. We live next to the woods and rodents are tunneling in all of my other garden beds so for the new ones I am going to try and keep them out. I also ordered these beds from Epic Gardening (no affiliation) and although they are very expensive they are super long lasting and excellent quality. Last year I put one of the smaller ones up and I was super happy with it. This time around I bought the tall ones in the hopes that they will help keep the rabbits out. I also bought this cloth tunnel hoping to deter the cabbage butterflies this year.

Kale
Kale plants.

All of the kale and collards I planted last year did great over the winter despite being squashed by all the snow we had. We are still harvesting a little bit off of them even though they are starting to flower. I planted a bunch more of the winter greens mix I have in a few different areas throughout the garden. I did this last year and the slugs got most of them so this year I was a little bit more generous with my seeds. I will also do another sowing in a few weeks and twice more nearer to the end of summer. I got about a dozen nice plants from my efforts last year which is more than enough for our needs.

Garlic
Garlic planted last fall.

My garlic continues to do well although it is probably time to fertilize them. I did sneak some beets, fennel and parsnips in amongst the rows and I honestly can’t tell if they sprouted or not. Most of the seeds were planted last week so I will give it another week before planting more. I planted over a hundred cloves of garlic last fall and it looks like we will have a bumper crop this year. One of the reasons I had to buy more beds is there is not enough room in my current beds to plant what I have before the garlic gets harvested. I am hoping to take out some grass for next year so I will have more room.

Rhubarb
Rhubarb

My rhubarb still seems small and I am not sure why. I planted this last spring and it immediately died from something, I think maybe a dog or a rabbit or something, I can’t remember. I was surprised when it came back over the summer. I will probably fertilize this as well and make sure it gets enough water this year. Hopefully it will continue to grow and maybe next year I will be able to harvest it. We haven’t grown rhubarb before so if you have any tricks let me know.

Rosemary
Rosemary bush.

Both of my rosemary bushes are doing poorly this year and I think it is due to the large amount of snow followed by the deep freeze we had over the winter. The brown areas are still pliable and may recover but I am concerned about how they will do next year if we have another year of massive snow. We got about a foot over the course of a week this winter which is highly unusual for our area. I will try fertilizing these as well and keep them well watered. We have had a very damp winter and spring so far so I have not been watering them since our soil is very saturated this year but I will keep an eye out for when things start to dry up.

Peas
Baby Peas

Some of my baby pea plants are coming up as well. I am going to put covers on these in the hopes that the slugs will leave them alone and plant more this week. I bought some trellising for my pea, cucumber and squash plants this year and hopefully I will be able to extend my harvest with some strategic shade.

New planting area.
New planting area.

I know it doesn’t look like much but the kids and I are working on clearing out a large area down the south side of the house to put all of our large garden beds in. I am going to cover this whole area with either cardboard or landscape cloth and mulch anew to keep the weeds down. This area is weedy every year and this year I am determined to keep them to a dull roar. We will be taking down some trees as well which will allow much more light into the back yard. This will also allow for some natural succession with the native “weeds” such as the stinky bob pictured here.  New vegetables we are trying this year are sweet potatoes, horseradish, and tons of flowers. So far I have some seeds started and I direct sowed peas, spinach, corn (I know it is a long shot), and my winter greens mix.

chocolate mint
Chocolate mint peeping up through the soil.

Our gardening goals this year are pretty ambitious but I find such joy in it that I don’t mind. What do you have planned for your garden this year?

 

Helpful links:

Gardening Update 11.07.21

Indoor Seed Starting Resources

 

Epic Gardening

 

Territorial Seed

 

Products (click image):

 

April 2022 Low Spend Month Goals

April 2022 Low Spend Month Goals

This site participates in affiliate links and receives a small fee for affiliate recommendations at no cost to you. As always we only recommend products we have tried ourselves. We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed […]


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