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May 2022 Spending Check In

May 2022 Spending Check In

Our goal for May of 2022 was to spend as little money as possible on groceries for the month. We are using our local free lunches and breakfasts for the community as well as eating through our pantry items and just supplementing with items from […]

5 Year Blogiversary

5 Year Blogiversary

I started my blog in late March about five years ago so I thought I would write a little bit about it for my 5 year blogiversary. I started Oscoey as something to do while I was home with my kids as sort of a […]

April 2022 Low Spend Month Goals

April 2022 Low Spend Month Goals

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For April 2022 our goal is to have a low spend month with a focus on groceries, activities and other household items. We are going to achieve this through meal planning, shopping sales, eating through our pantry, only shopping for what is necessary and planning low cost activities. As you may know our focus for 2022 is keeping our grocery budget down and working on using what we have. I would love to reduce our food waste and get better at planning ahead with our meals. So far we completed a pantry clean out challenge in January and worked on our freezer for February. March was kind of a wash since we were dealing with family stuff but for April I would love to clear out more freezer space and eat through the meals I have stashed away in there to make room for the garden season this spring and summer.

Budget Planning Tool
Legend Budget Planner

To get a fresh start with my budgeting I bought this Budget Planner off of Amazon. Unfortunately I ended up having to buy two since our puppy ate the first one while I was washing dishes. I have been using YNAB (referral link) for the past six or so months in addition to Quicken but I am finding that YNAB struggles with our method of putting everything on a credit card and paying it off. I am going to try a paper planner for a bit and see if that will help me visualize our money better. Our budget is pretty wonky and uneven from month to month so I am hoping that by writing it down my brain will keep track of it in a different way. I also bought these stickers to go along with my planner as well. At the end of the month I will let you know how it is going.

Meal Planning
April Meal Planning

Another tool we are using to reduce our costs is to work on our meal planning. I took this picture when I was just starting to fill out our monthly meal plan but we have two nights a week when our menu is preset. I put chicken nuggets on for Tuesday nights but really only our son eats chicken nuggets every week. Tuesday night chicken nuggets has turned into chicken night and I have been cooking chicken breast for anyone who wants an alternative option. It really helps our kids to have touchstone meals in their weekly routine and I have found that by having two night a week where they know what dinner will be it really helps with satisfying that itch for routine and predictability in their week. I picked up this Meal Planning Bundle from Mindful Hustle (No affiliation) last fall and so far I am liking the layout of them.

Cranberry Lake
Cranberry Lake

Another strategy we will be using to reduce our costs in April is to do a staycation over Spring Break and do low cost or free activities. Last weekend we took a day trip up to Deception Pass on Whidbey Island and it ended up only costing us money because we drove down the island and took the ferry home. We do have family that lives on the southern part of the island and one of our activities over break will be to spend the day out there. I anticipate this will be our most expensive day since we will be paying for the ferry and buying bagels for everyone. It will still be cheaper than a vacation though!

cabbage
Cabbages June 2020

April is also a heavy gardening month and this year I plan on adding several new beds down the side of my house. Although I did have to purchase new beds, I bought them a month ago and technically they will not count towards my April budget. I will however need to buy soil to fill my beds this month and part of why I am doing a low spend this month is to cover the cost of the soil. I honestly have a lot to do to get our garden ready and we will be spending most of our afternoons and weekends working in the yard this month. Gardening is one of my favorite activities so I am really going to enjoy it!

The last tool we are going to utilize this month is one of my favorite ways to keep costs down, no spend days. I find that the more no spend days we do a month, the better we are at staying within budget. I have been trying to consolidate our grocery trips this year and with gas prices rising I am also working on reducing our trips out of the house as well. We are doing one grocery trip at the start of April to buy dog food and cheese (can you believe we forgot to buy it at the store last time?) but after that we will be waiting as long as possible to go back. We have a well stocked pantry and my greens are starting to grow in the garden so I am hoping we can wait at least a couple of weeks to make any sort of meaningful grocery trip. Our spending goal for April is to stay under $600 for groceries which is very tight for us right now.

 

What ways are you trying this month to reduce your spending?

 

Links:

You Need a Budget

Meal Planning Template

Budget Planner:

 

Stickers:

 

2022 Goals

 

Victoria Part 1: Butchart Gardens

 

A New Beginning in Budgeting Part One: Using Quicken to Build a Buffer

 

Covid – 10 Months and Counting

Covid – 10 Months and Counting

We are about 10 months into dealing with Covid and things don’t seem to be letting up any time soon. I was looking back over pictures from the year today and I was struck by how sudden everything was last Feb/March when everything shut down. […]

Three Year Blogiversary and Reflections on the Past Year

Three Year Blogiversary and Reflections on the Past Year

Oscoey’s three year anniversary passed in March and as much as I wanted to write a post about it we were dealing with Covid-19 and still adjusting to working from home, teaching our kids and being home together all the time. Oscoey was something I […]

Garden Update 06.08.19

Garden Update 06.08.19

It has been a while since I have done a gardening update so I though I would take a few pictures and talk a little bit about them. Our family has been super busy with travel, kids, work and the frequent birthday parties that happen this time of year so not much gardening has been going on. I have made an effort to do some weeding and mulch some areas of the garden but time is limited and the garden is still rough around more than a few edges.

 

Faded Peony

Our Peonies came up beautifully this year. They seem to be recovering from their accidental stomping the first spring we lived in our house. We bought our house in the fall and a large number of dormant plants popped up during our first spring that we had no idea were there. This particular plant was stepped on as it first started emerging while we were digging our asparagus beds. Last year it had one blossom and this year there are several which are very beautiful! We have two Peony plants and honestly even the second year one of them was so damaged I didn’t really see it until much later in the season. Strangely one only one of our Peonies is blooming and almost done. The other has several blooms ready to pop, and even the bees are trying to get inside but they have not opened yet and it has been a couple of weeks. It is pretty interesting how these plants are probably about 20 feet away from each other but they each have their own micro climate and are blooming at different times.

 

Strawberries

Our strawberries are coming along nicely. We planted one of these Alpine Strawberries we inherited from the neighbors a couple of years ago and now we have several plants along with many, many June bearing plants that have all taken over one area of our garden. These tiny tart strawberries were our son’s favorite last year and the only fresh fruit he would eat. So far this year he has not been as interested but hopefully he will come around eventually!

 

Gigantic bush with white flowers.

Our gigantic bush that shades our front door is blooming beautifully this year. In the afternoons it is buzzing with the hum of dozens of bees.

 

 

I finally got around to planting annuals in our gigantic pot. It is really heavy and under the cover of the roof so every year I plant annuals in it since watering can be tricky. I also filled most of the pot up with Plastic milk bottles before I added soil to cut down on the soil used and to keep the pot from getting too heavy.

 

 

We did official fairy gardens this year for both kids. My daughter had only a couple of hens and chicks left in her pot and some of her fairies were broken so we added a couple more to her pot, some more hens and chicks (a girl after my own heart) and some annuals. I like to do annuals in the kids’ fairy gardens because they love choosing plants every year. Since we use smallish pots there isn’t a lot of room but it is nice for the kids to have a little piece of their own gardens.

 

 

My son got to make his own fairy garden this year. He was too young the first year and last year we never got around to it so he was very excited. He picked out mostly pink and red flowers and they look really good. He also picked the red gnome because he looked like Santa Clause which was really cute.

 

 

I bought some vegetables for the kids to plant as well. They picked out some squash, snow peas and cantaloupe which is tricky to grow in the PNW. I fully intended to plant them immediately but when I got home I discovered that my garden beds are missing quite a bit of dirt and are at best half way full. I am going to get more soil this weekend so I can get these in the ground before I forget.

 

 

I should probably show you a few of my weeds that popped up despite the mulch I laid down. Next fall my goal is to lay down cardboard and mulch and try to keep the weeds in check for next year.

 

 

Most of the gardening I have gotten to has been in the front yard. This picture is of my side yard…there is supposed to be a path through there but clearly it is super tiny and mostly non-existent. This area was way over planted by the previous owners and is prone to weeds, despite mulching and regular weeding. I have taken out about half the plants but everything that is there overcrowds. At some point I will probably take out everything on the right hand side but I am hesitant since a lot of those plants bloom later in the year and they feed our resident hummingbirds and healthy bee population.

 

Despite my lack of time to garden ours is flourishing. How is your garden going this year?

 

A not so Brief Hiatus…Part 2

A not so Brief Hiatus…Part 2

A few months back I wrote my first post after going back to work (A not so Brief Hiatus) about the gap in blogging while I went back to work. I didn’t blog for eight months last time which was almost the entire length of […]

The Dreaded Lay-off…

The Dreaded Lay-off…

A little bit ago I was laid off from the job I started last spring. It was very sudden and shocking to me but the job was not going that great and if I had not had the most dreadfully awful week I probably would […]

A Not So Brief Hiatus

A Not So Brief Hiatus

About eight months ago I took a break from blogging. There were many reasons, the most pressing being a complete utter lack of time while trying to maintain balance with both Mr. Oscoey and I working full-time with small kids. To say it was difficult to balance everything is an understatement and I am very impressed with everyone who can keep their households running successfully with both parents working full-time! We were only semi-successful at keeping everything running smoothly but lots of corners had to be cut and the blog was one of the activities I had to drop in order to get at least a little bit of sleep every night. I do not function without a full night of sleep so going to bed on time was mandatory!

 

Weedy garden.
Gardening did not happen much this summer.

 

Oscoey was also discovered by some people in my real life through the magic of Instagram suggestions and I squeezed in some time to think about the direction I want to take with the blog and how much I want to reveal about our finances. On one hand I would love to be fully transparent about finances and put it all out there but I know that it would not work for the Oscoey household so I am going to try and reach a healthy medium. I am still not sure about how much we will reveal but look out for more Personal Finance posts in the next few months! I definitely want to follow up on our 2018 Financial Goals and lay out the direction we will head in 2019. Yes, I am already thinking ahead to 2019!

 

Raspberry ;picking
We fit in raspberry picking last minute but did not make jam this year.

 

I hope everyone had a great time this spring, summer and fall! Feel free to follow me on Twitter, Instagram, Facebook and Pinterest! Please look for my post later this week about recently being laid off and in the meantime here are some of Oscoey’s most loved posts!

 

 

Going back to work after being a Stay at Home Mom

 

Easy Dairy-Free Grandma’s Fruit Salad

 

How we Avoid Birthday Present Overgiftingitus

 

Where Did the Name Oscoey Come From Anyway?

Where Did the Name Oscoey Come From Anyway?

I have been asked quite a bit lately where the name Oscoey came from. For some reason it always catches me by surprise and I have to wing a response that is short and somehow makes sense and doesn’t turn into an awkward conversation so […]


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